WELCOME HOME

Texas Mortgage Partners delivers personalized, small-town service backed by industry expertise. From rural properties to urban homes, we provide tailored mortgage solutions that support you. Whether you're buying your first home or moving on to the next one, we're here to guide you every step of the way.

Meet the Team

CONVENTIONAL LOANS

Minimum 3% down for 1-Unit
Minimum 10% down for 2nd Home
Minimum 15% down for 2-Unit and investment
PMI for less than 20% down
Min credit score 620
Manufactured Home (minimum 5% down)

FHA LOANS

CONVENTIONAL LOANS

Minimum 3.5% down
1-4 Unit, Manufactured Homes
Primary Residence
1.75% Upfront PMI (can be financed)
Monthly PMI (fixed rate)
Min Credit Score 580

USDA LOANS

100% Financing Primary Residence
1-4 Unit, Manufactured Homes
1% Guarantee Fee (can be financed)
0.35% Monthly Guarantee Fee
Min credit score 620
Closing cost can be financed up to 100% of appraised value

VA LOANS

USDA LOANS

100% Financing Primary Residence
1-4 Unit, Manufactured Homes
VA Funding Fee 2.15% (can be financed)
Funding Fee Waiver for disabled vets
No PMI
Min credit score 580

JUMBO AND NON-QM PROGRAMS

10% Down Jumbo; No PMI; Minimum score 660
Alternate Document Loans (bank statement, P&L, 1099, asset depletion)
DSCR Investors Loans
Non-Warrantable Condos

All programs are subject to terms and conditions. Program descriptions contained herein are provided for informational purposes only and do not constitute an offer to extend credit.

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